Daily Spends – A Diary of Spending Habits

Dear mamma joe! I’ve been busy lately . . . so busy . . . absolutely crazy busy. Work is mad as hatter and family life is busy to say the least.

But enough of the rubbish excuses! Daily Spends is now back on track (for today anyway). Wann know what I spend yesterday? Well do ya?

Here you go:

coffee – £0.20
cake – £1.00
fish ‘n’ chips – £8.45
Total Spends = £9.65

PS – i’m now getting a lift to work which is saving me over £200 per month! Whicked eh?

Managing Debt - Should the Government Help the Consumer?

Apologies . . . another financial and political musing on the back of me reading yet more doom and gloom in the morning papers as I wonder how on earth UK consumers are going to manage their debts.

It seems pretty clear that the everyday consumer is being hit with various financial problems ranging from rising mortgage rates, to spiralling food and energy costs so I’m starting to wonder how people are going to meet their credit obligations. . . will they start to turn to debt solutions?

With numerous debt management studies, including this one, predicting that consumers are taking more radical steps (such as cancelling holidays) to manage their debts, I wonder just exactly how the Government is planning to help the majority of consumers in financial difficulty. IF indeed the should at all.

I’m opening this question to the floor . . . feel free to comment